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CDs & IRA CDs
 Save for tomorrow. Live for today
Finding the right investment can be stressful, but it doesn’t have to be. We have a variety of short and long term CDs so you can find a product that achieves your goals – today and tomorrow.
 Save smart with IRA CDs
IRA CDs carry the same benefits as our regular CDs, but include tax benefits. In a Traditional IRA, your money grows tax-deferred. In a Roth IRA, it grows tax-free.
*30 day, 90 day and 6 month maturities not available in IRA CDs. Certain tax restrictions apply to IRAs. Please consult with a tax advisor as to how these restrictions apply to you.
 CD & IRA CD features*
Today's Rate
  • 7 CD maturities: 30 & 90 days; 6 months; 1, 2, 3 and 5 years
  • $1,000 minimum deposit for personal accounts
  • $10,000 minimum deposit for non-personal accounts
  • No additional deposits allowed until maturity
  • Withdraw monthly interest without penalty
  • Automatic renewal and 14-day grace period to make changes and add funds
  • Interest compounded daily, credited monthly
  • Early principal withdrawal may result in a penalty of interest and principal
CD 30 Days 0.15%
CD 90 Days 0.30%
CD 6 Months 0.40%
CD 1 Year 0.90%
CD 2 Years 1.25%
CD 3 Years 1.60%
CD 5 Years 2.25%
Annual Percentage Yield
 Open a CD or IRA CD in 2 ways
Call 1-877-794-BANK (2265) with questions or to request an application
FAQs
What does tax-deferred mean?